tag:blogger.com,1999:blog-17361790475794964282012-02-16T14:57:45.798-08:00MortgagePortalnoreply@blogger.comBlogger11100tag:blogger.com,1999:blog-1736179047579496428.post-19597388827897963572009-11-03T02:19:00.001-08:002009-11-03T02:19:27.813-08:00A majority of consumers say they plan to use cash this year when shopping for the holidays, according to a survey.<br />Sixty-eight percent said they would use cash, while another 12 percent said they would use a credit card but pay the bill in full. The survey was conducted by the National Foundation for Credit Counseling.<br />Another 10 percent would charge purchases and pay them off over time. The final 10 percent plan to use lay-away programs.<br />How about you? Will you use cash? Credit cards? Will you spend less or more than you did last year? What’s your strategy?<br />Also, beyond holiday shopping, has you credit card company made changes in your account, even though you have paid on time?<br />Did your rate increase? Was your credit limit cut? Did your minimum payment rise?<br />Besides commenting on this blog, AJC reporter Carrie Teegardin would like to hear from you. She is working on an upcoming article about the latest trends with credit cards.<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/1736179047579496428-1959738882789796357?l=holidaysshopping.blogspot.com' alt='' /></div>MortgagePortalnoreply@blogger.com0